I can remember going to the mall and my dad giving each of us $100. My younger brother would spend about $80. My youngest brother wouldn’t spend a dime. And I would spend $103. No lie.
I’ve always had the mentality that I’d rather have stuff that money could buy instead of the money itself.
But, as I’ve gotten older, I’ve realized that this may not be the most practical way to live, especially if you want to stop living from paycheck to paycheck.
So, I’ve made the goal to save more money than I spend. I now make a list of things I need and I don’t deviate from that list when I’m shopping. I’ve even been known to pull up my calculator app and start adding up prices to stay within a certain budget. I’ve been cutting back on bills, turning off the lights more, using less heat/air and less water. Every little bit helps.
I’m also taking a class (that starts tomorrow!) on how to build my blog so that I can start really earning some money!
My goal for this summer is to not need a summer job. I want to have enough money to cover all of my bills, with enough left over to go on vacation and do fun things this summer (not the apartment pool and ramen noodles).
It requires discipline and a complete re-wiring of how I think about money, but I’m willing to admit that my previous plans haven’t been working and that I need to make a change.
Feel free to join me on my savings adventure pretty girl!